Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 107,774 7,774 7.77
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 7,774 Short Term Not Applicable 2,332 5,442

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.4 9.22 8.41 7.06 7.25 7.07
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 9.9 8.57 8.46 5.75 7.13 6.63
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 9.3 8.42 8.3 6.65 8.31 8.44
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 9.21 8.4 7.92 7.02 6.53 7.68
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 9.21 8.39 7.92 7.02 6.53 7.44
JM Dynamic Debt Reg Gr 25-06-2003 0.98 9.2 8.16 7.48 5.75 6.76 6.7
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 9.04 8.08 8.01 5.75 7.59 7.97
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 8.65 7.95 7.43 8.36 6.99 7.83
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 8.51 8.53 8.27 6.38 - 7.04
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 8.45 8.12 7.37 5.21 7.11 5.94
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 8.18 8.3 7.8 5.88 7.93 8.04
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.99 7.68 7.15 4.92 - 5.38
PGIM India Dynamic Bond Gr 12-01-2012 1.64 7.92 7.88 7.13 5.27 7.1 7.45
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.92 7.11 6.72 4.54 - 5.96
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 7.81 7.8 8.02 5.63 7.66 6.13
HDFC Dynamic Debt Gr 28-04-1997 1.52 7.77 7.82 7.43 6.29 6.49 8.09
Union Dynamic Bond Gr 13-02-2012 1.55 7.67 7.51 7.15 4.7 6.2 6.53
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 7.59 7.46 7.65 5.21 6.62 7.58
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 7.51 7.52 6.85 - - 5.92
DSP Strategic Bond Reg Gr 16-05-2007 1.2 7.38 8.07 7.82 5.52 7.29 6.92
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 6.86 6.49 6.19 5.03 - 5.96
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.36 6.69 6.53 4.46 6.38 6.91
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 5.89 7.65 7.12 4.87 7.23 7.63